Create a financial plan with a stable mortgage payment at a reduced rate that remains unchanged for the duration of your loan.

Pupular fixed rate mortgages

15-year mortgage

• Pay less in interest due to the shorter loan term.
• Enjoy lower interest rates available for 15-year mortgages, leading to potential significant savings.
• Expect a slightly higher monthly payment, but you’ll be mortgage-free in half the time.

30-year mortgage

• Pay more in interest over the longer loan term.
• Benefit from lower monthly payments, making it a suitable option for those with tight budgets.

How Fixed Rate Mortgages Work

• Monthly payments depend on the interest rate, loan amount, and amortized interest over 30 years.
• Interest rates remain fixed throughout the loan term, ensuring payment consistency.
• You can pay off your mortgage early without facing pre-payment penalties.

If you have any queries or need further clarification, feel free to contact one of our mortgage specialists for assistance.